Walk through your personal production, the agency you could build, and the company-wide bonus pools available at your contract level. Every figure below recalculates instantly as you fill in the blue-labeled fields.
What you earn writing business yourself, at your own contract level.
Your commission percentage: —
Override income from every agent you recruit — and every agent they recruit, five generations deep.
Their commission percentage: —
1st → 2nd gen, each recruits
2nd → 3rd gen, each recruits
3rd → 4th gen, each recruits
4th → 5th gen, each recruits
| Generation | Agents | Sales / Yr | Field Commission | Your Override % | Override Income | Mode |
|---|
Company revenue shared monthly across every qualifying producer — on top of contract and override income.
| Bonus Pool | % of Revenue | Monthly Pool | # Sharing | Do You Qualify? | Your Annual Share |
|---|
Baseshop and superbase pools require QFD or above with active personal production. Toggle "Do You Qualify?" to model each scenario.
Personal production, team overrides, and bonus pools — combined into one Year 1 projection.
Your advertised contract percentage is only the field commission. Add the bonus pools you qualify for, and the real percentage paid on the same premium is far higher.
Assumes steady, modest annual growth as your book and your agency mature.
| Year | Personal | Override | Bonus | Total | Cumulative |
|---|
Underfunded today, full first-year commission tomorrow. See how Team Victory's rolling target premium stacks up against a "big number" competitor contract on the exact same policy.
Apples to apples: always ask for their target premium and their discount factor. A big percentage on a smaller or discounted target isn't that percentage of the client's real premium.
| Yr 1 Premium | Yr 2 Premium | Yr 1 Commission | Yr 2 Commission | 2-Yr Total | Effective % of Target |
|---|
Agents in your team writing the same way: 0 (pulled live from Step 02 — Build Your Agency)